Looking to invest in property using your Self-Managed Super Fund (SMSF)? Clear Path Financial Group’s expert SMSF loan brokers help you secure the right loan structure for smart, compliant investment property purchases, tailored to your financial situation and needs.
SMSF property investment allows eligible investors to take a more hands-on approach while diversifying their retirement portfolio with property.
Property held within an SMSF may generate rental income and offer tax benefits, depending on structure and compliance.
Clear Path’s SMSF loan brokers help assess suitability and guide you through lending and compliance before you commit.
Investing in residential or commercial investment property via a Self-Managed Super Fund loan can be a tax-effective strategy to secure your future. However, these lending products come with strict ATO and ASIC regulations. Our expert SMSF Financial brokers guide you through the loan process, ensuring your SMSF structure and loan application meet compliance requirements while unlocking the full potential of your superannuation fund.
✓ Diversify Your Super Portfolio – Add property within your SMSF for greater control over your retirement planning.
✓ Access More Investment Options – SMSFs allow you to invest in residential or commercial property aligned with your long-term goals.
✓ Enjoy Tax Benefits – Take advantage of tax concessions available through a well-structured SMSF home loan strategy.
Residential and Commercial Property Investment
With the right SMSF broker, you can confidently invest in residential or commercial property. Residential properties can’t be used personally, and commercial properties must meet zoning rules. Our team of SMSF loan experts helps you navigate loan terms, fees and charges, and the complexities of buying property within your SMSF.
Greater Control Over Investments for a Secure Future
Partnering with a trusted SMSF broker gives you the ability to tailor your loan products and lending solutions to match your financial situation and long-term goals. Unlike traditional funds, an SMSF provides flexibility to optimise your investment property strategy, whether you’re using non-bank or traditional lenders.
Maximising Returns with Smart Borrowing
Using an SMSF to borrow money for an investment property involves a special arrangement called a limited recourse borrowing arrangement (LRBA). Our experts ensure your loan structure meets ATO requirements and is held in trust—minimising risk while securing competitive interest rates.
We review your super fund structure, balance, and borrowing capacity to determine whether an SMSF loan is suitable.
SMSF loans must meet strict requirements. We ensure the loan structure, trust setup, and documentation align with lender and ATO guidelines.
With access to specialist SMSF lenders, we compare options to find a solution that suits your fund and investment plans.
From documentation to lender communication, we manage the SMSF loan process and keep you informed at every stage.
Purchasing property through your Self-Managed Super Fund (SMSF) can be a strategic way to grow your retirement savings, but it must meet strict rules, including the sole purpose test. The investment must be made solely to provide retirement benefits to fund members.
Clear Path Financial Group guides you through SMSF property purchases, ensuring the loan structure and borrowing arrangement meet lender and regulatory requirements. Where borrowing is involved, we help structure the purchase through a compliant limited recourse borrowing arrangement (LRBA), working alongside your professional advisers before you commit.
At Clear Path Financial Group, we are not just finance brokers—we are strategic partners in your superannuation journey. Here’s what sets us apart:
Deep understanding of loan terms, fund rules, and investment guidelines.
We match your SMSF to suitable lenders who specialise in SMSF loans.
From structure setup to settlement, we manage the loan process and reduce your stress.
We prioritise staying aligned with Australia’s ATO and ASIC requirements.
Don’t just take our word for it. Here’s what our clients have to say about their Clear Path experience.
"Best mortgage broker in Melbourne!" Clear Path made our first home purchase feel easy. They explained every step and helped us secure a great deal quickly.
"A finance broker in Melbourne who actually cares."We refinanced and saved money straight away. The team was responsive, honest, and handled everything end-to-end.
"Trusted mortgage broker Melbourne investors can rely on." They structured our investor loan properly and helped us plan our next purchase. Clear, strategic advice.
"Commercial finance broker Melbourne, highly recommended."They helped my business secure funding fast and guided me through the full application process with zero stress.
An SMSF loan may be suitable if your fund has a sufficient balance and you want to invest in property within super.
Borrowing limits depend on fund balance, income, and lender policy.
Yes. SMSF loans must follow strict ATO and lender rules, including property use and ownership structure.
No. SMSF loans are taken in the name of the SMSF trustee, not an individual.
Minimum loan amounts vary by lender and are typically higher than standard home loans.
SMSF loan rates are generally higher due to complexity and risk.
Residential or commercial investment properties that meet SMSF rules.
SMSF loans usually take longer than standard loans due to additional checks and documentation.
Yes, your SMSF balance is typically used as the deposit, subject to lender requirements.
Yes. SMSFs must meet ongoing reporting and compliance obligations.