Buying your next home is an exciting milestone, but it often comes with added complexity. At Clear Path, we guide you through the process, ensuring smooth transitions and smart financial decisions that align with your long-term goals.
Moving into your next home often comes with more complexities than your first purchase. As you upgrade, making informed financial decisions is key to maintaining and growing your wealth through property. Getting the right advice ensures a smooth transition while keeping your long-term financial goals on track.
Leveraging equity if you’ve owned your home for a while, you may have built up equity that can help fund your next purchase. Our team will assist in evaluating your options, ensuring your financial structure supports your future goals while keeping your personal finances in top shape.
With Clear Path, you have a expert as your single point of contact. No need to repeat your information multiple times or juggle different services—we coordinate everything for you, from loan structuring to ensuring your process runs smoothly.
The best home loan isn’t always the cheapest. Our lending experts analyse your financial situation, goals, and available products to recommend the right loan structure for your needs. With access to over hundred loan products, we ensure your financing aligns with your bigger picture.
At Clear Path, we go beyond just securing a loan, we provide a personalised, stress-free experience tailored to your needs. Skip the long hold times and impersonal service, our expert team is here to guide you every step of the way. Whether you’re buying in a competitive market or planning ahead, getting pre-approved gives you the edge to make confident offers and move fast on the perfect home. From consultation to settlement, we handle the details so you can focus on achieving your property goals with ease.
This is a key decision when upgrading your home. We break down the pros and cons of each approach to help you make the best choice.
A bridging loan provides short-term financing to cover your next purchase while you wait for your current property to sell.
Buying and selling property involves costs like stamp duty, legal and conveyancing fees, loan-related charges, and building inspections for buyers, while sellers may incur conveyancing fees, mortgage discharge costs, and potential capital gains tax for investment properties. We help outline the expenses you should plan for in the buying and selling process.
This financial metric helps lenders assess your borrowing capacity by comparing your total debt to your annual income.
Equity is the value of your property minus any remaining mortgage balance.
Generally, it’s best to wait until after your loan has settled before switching jobs, but there are some exceptions.