Clear Path Financial Group
Level 5, 271 William Street, Melbourne VIC 3000

Medico Loans

Partner with experts who specialise in home loans for Doctors and medical professionals loan.

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Home Loans for Doctors and Medical Professionals loan

Doctors and Medico Loans have unique financial needs when it comes to home loans. While interest rates matter, the right loan goes beyond just the numbers. Our expert brokers take the time to understand your situation and find the best solution to support your financial goals.

Doctors and Medical Professionals loan can access unique home loan benefits that cater to their specific financial needs.

Exclusive Home Loan Options for Doctors and Medical Professionals loan

Doctors and medical professionals loan can access unique home loan benefits that cater to their specific financial needs.

Higher Borrowing Power Without LMI

Eligible medical professionals loan can borrow up to 95% of the property price without paying Lenders Mortgage Insurance (LMI). Financing up to 100% of clinic or business fit-outs may also be available.

Special Interest Rate Discounts

Many lenders offer lower interest rates and exclusive discounts on home loans specifically for Doctors and healthcare professionals, helping you save over the life of your loan.

Flexible Loan Options for Individuals and Companies

Whether buying in your personal name or through a company structure, tailored loan solutions are available for residential and commercial properties, ensuring the best financial setup for your situation.

Who Qualifies for Medical Home Loans?

Medical professionals loan have access to tailored home loan options designed to make property ownership easier and more affordable. These loans come with special benefits, including lower interest rates, higher borrowing power, and no Lenders Mortgage Insurance (LMI) for eligible borrowers.

A wide range of healthcare professionals can access these specialised loan packages, including:

  • Surgeons and General Practitioners
  • Pharmacists
  • Psychologists and Psychiatrists
  • Speech Pathologists
  • Osteopaths
  • Dentists
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Frequently Asked Questions

Just as specialists in medicine provide expert care, a mortgage broker with experience in medical profession lending can help you find the best loan structure, secure better rates, and simplify the process. Working with a specialist ensures your financial needs are met with the right loan solution.

Certain healthcare professionals are eligible for exclusive home loan packages designed specifically for the medical industry. These loans often come with lower interest rates, higher borrowing power, and no Lenders Mortgage Insurance (LMI).

Debt-to-income (DTI) ratio measures how much total debt you have compared to your annual gross income. Understanding this ratio helps lenders assess your borrowing capacity.

Ethical banks consider where they invest, who they lend to, and what causes they support. Choosing an ethical bank means aligning your finances with values that matter to you.