Want to buy your first home with confidence? Get clear advice, smart loan structures, and guidance that puts your goals first, from day one to settlement.
Stepping into the property market for the first time is a major milestone. Clear Path Financial Group provides personalised support to help you navigate your first home loan, from understanding borrowing capacity to securing approval and settlement.
We take the time to explain each step, compare suitable lenders, and structure your loan so it works for you now and as your circumstances grow.
Before you start inspecting properties, we help you understand how much you can comfortably borrow. We assess your income, expenses, and savings, so you can plan with confidence and avoid surprises along the way.
With so many loan options available, choosing the right one can feel overwhelming. We compare suitable lenders and explain your options clearly, helping you select a home loan that fits your goals, budget, and future plans.
First home buyers may qualify for government grants or low-deposit schemes. We guide you through what’s available, assess your eligibility, and help you apply as part of your loan process.
These may include:
We’ll help you understand which grants or schemes you may qualify for and guide you through the application process as part of your loan strategy.
Your first home isn’t just a purchase, it’s a foundation. That’s why our role goes beyond arranging a loan. We help you make informed decisions with confidence, clarity, and a long-term view.
We break down your options in plain language, helping you understand how different loans, lenders, and features affect you, now and later.
You won’t be chasing banks or juggling paperwork. We coordinate the process, manage timelines, and keep things moving while keeping you informed.
From grants and incentives to loan structure, our recommendations are tailored to your situation, not a template, so your first home loan supports your future plans.
Don’t just take our word for it. Here’s what our clients have to say about their Clear Path experience.
"Best mortgage broker in Melbourne!" Clear Path made our first home purchase feel easy. They explained every step and helped us secure a great deal quickly.
"A finance broker in Melbourne who actually cares."We refinanced and saved money straight away. The team was responsive, honest, and handled everything end-to-end.
"Trusted mortgage broker Melbourne investors can rely on." They structured our investor loan properly and helped us plan our next purchase. Clear, strategic advice.
"Commercial finance broker Melbourne, highly recommended."They helped my business secure funding fast and guided me through the full application process with zero stress.
Ready to take the next step? Grab your free copy of the First Home Buyer Guide and start your journey with clarity and confidence.
Your borrowing capacity depends on income, expenses, debts, and deposit size. We assess this clearly before recommending options.
Eligibility varies by state and circumstance. We help identify and apply for relevant incentives.
Costs may include stamp duty, legal fees, inspections, and lender fees. We explain these upfront.
From assessment and pre-approval to application and settlement, we manage the process for you.
Some buyers may purchase with a smaller deposit depending on lender and scheme eligibility.
In limited cases, guarantor or government-backed options may apply.
Eligibility depends on income, property type, and location. We assess this with you.
Common documents include ID, payslips, bank statements, and savings history.
We calculate this for you before you start property inspections.
Yes, guarantor arrangements may be an option in some cases.