Clear Path Financial Group
Level 5, 271 William Street, Melbourne VIC 3000

Commercial Finance

Making informed financial decisions is crucial to business success. With expert guidance from your trusted advisors, navigating commercial finance becomes effortless.

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Fueling Growth with the Right Financial Strategy

Partner with Clear Path for Financial Success

Cash flow is at the heart of every successful business. Managing it effectively ensures you can cover expenses, invest in growth, and maintain financial stability. The right guidance helps you make informed decisions, keeping your business on track and primed for expansion

Expanding your business and reaching key milestones often require the right funding. Properly structured lending can provide the financial flexibility needed to scale operations and seize new opportunities. Our team specialises in guiding businesses on the best ways to utilise debt strategically while maintaining financial health.

With expert financial guidance, you can:

  • Maintain strong working capital for daily operations
  • Secure funding for business assets and expansion
  • Stay ahead of industry trends and financial market shifts

Our Financial Solution

Take Control of Your Business Finances

Optimising Cash Flow with Working Capital

A healthy cash flow is essential for business operations, from purchasing inventory to covering day-to-day expenses. Whether you need to secure funding, access equity, or consolidate debt, we help you find the most competitive financial solutions to keep your business running smoothly.

Financing for Business Assets

Investing in new equipment, upgrading technology or even renovating your workspace requires capital. Our asset financing solutions are designed to support your business’s growth, ensuring you have the funds to invest in essential upgrades without disrupting cash flow.

Smart Commercial Property Investment

Whether you’re purchasing a new commercial property or upgrading your existing premises, securing the right loan is crucial. We help you navigate the market, evaluate loan options and choose the best financing solution tailored to your business goals.

Franchise Finance Solutions

The Right Funding to Build your Franchise with Confidence

Starting or joining a franchise can be a powerful way to become your own boss while benefiting from an established brand’s reputation and support network. Compared to independent startups, franchise businesses often have stronger financial backing, making lenders more willing to offer competitive funding options.

As finance specialist we provide expert guidance and access to tailored financial solutions that help you get started with confidence. While joining a franchise comes with benefits, it’s important to conduct thorough research and due diligence to ensure it aligns with your goals. Our team makes the financing process simple, saving you time and providing expert advice every step of the way.

Guidance on Lender-Preferred Franchises – Understanding which franchises are favoured by lenders can help you secure more funding with a lower upfront deposit.

Financing for Startup & Operational Costs – From initial franchise fees to fit-outs and commercial leases, we connect you with financing solutions that cover your setup expenses.

Access to Multiple Franchise Funders – We work with a diverse range of lenders to find the best financing options for your unique franchise journey.

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Frequently Asked Questions

Deciding whether to rent or buy business premises depends on factors like budget, long-term plans, and financial flexibility. Renting offers lower upfront costs, flexibility to relocate, and less maintenance responsibility. On the other hand, buying provides stability, potential capital growth, and long-term cost savings. Businesses should evaluate their financial position, growth plans, and market conditions before making a decision.

A guarantor is someone who agrees to take responsibility for a business loan if the borrower is unable to repay it. This provides lenders with additional security, increasing the chances of loan approval and possibly securing better interest rates. A guarantor can be an individual or an entity with a strong financial standing, helping businesses access funding they may not qualify for on their own.

When buying a business, it’s crucial to conduct thorough due diligence. Key factors to evaluate include financial statements, existing contracts, customer base, operational processes, legal obligations, and potential risks. Assessing market trends, competition, and scalability is also essential to ensure long-term success. Seeking professional advice from accountants and legal experts can help avoid costly mistakes.

Buying a franchise can be a great way to start a business with an established brand, proven business model, and ongoing support. However, it also comes with franchise fees, contractual obligations, and limited operational flexibility. Before investing, consider your budget, industry interest, and willingness to follow franchise rules. Researching the franchisor’s track record, profitability, and support system is crucial to making an informed decision.