Privacy Policy

Clear Path Financial Group is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at https://clearpathfg.com.au or otherwise engage with our services.

By using our services, you agree to the terms outlined in this Privacy Policy.

1. Information We May Collect

We may collect personal information such as:

Identity data: Name, date of birth, gender
Contact information: Email address, phone number, mailing address
Financial information: Income, assets, liabilities, credit history
Technical data: IP address, browser type, operating system, usage data
Other relevant data: Preferences, loan requirements, employment status

2. How We Collect Your Information

We may collect personal information:

Directly from you when you fill out forms or communicate with us
Automatically through cookies and similar tracking technologies when you use our website
From third-party service providers (e.g., credit reporting bodies, lenders)

3. Use of Your Information

We collect and use your information to:

Provide financial brokerage services and advice
Assess your suitability for loans and other financial products
Communicate with you about your application or inquiries
Comply with legal obligations under Australian law
Improve and personalize our services and marketing efforts

4. Disclosure of Your Information

We may disclose your personal information to:

Lenders, financial institutions, and credit providers
Service providers assisting with our operations (e.g., IT, marketing, legal)
Regulatory bodies or law enforcement as required
Third parties with your consent or as permitted by law

5. Cookies and Tracking Technologies

Our website uses cookies to:

Improve functionality and performance
Monitor usage and improve user experience
Deliver relevant advertising and content

You can modify your browser settings to disable cookies, though this may affect functionality.

6. Data Security

We take reasonable steps to protect your personal information from unauthorized access, misuse, or loss through secure systems and encryption technologies. While we strive to ensure the security of your data, no method of transmission over the internet is 100% secure.

7. Your Rights and Choices

You have the right to:

Access the personal information we hold about you
Correct inaccuracies in your information
Withdraw consent or request deletion where applicable
Opt-out of direct marketing communications

To exercise your rights, contact us at: info@clearpathfg.com.au

8. Third-Party Links

Our website may include links to external websites. We are not responsible for the privacy practices or content of these third-party sites.

9. International Data Transfers

We do not routinely transfer personal information overseas. If we do, we will ensure appropriate safeguards are in place in accordance with the Privacy Act 1988 (Cth).

10. Changes to This Privacy Policy

We may update this Privacy Policy occasionally. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

11. Contact Us

For any questions or complaints regarding your privacy, please contact:

Clear Path Financial Group
Email: info@clearpathfg.com.au
Phone: 1300 540 133
Business Hours: 9:00 AM – 5:00 PM, Monday to Friday

Last Updated: 1st July 2025