Clear Path Financial Group

Home Loans for Lawyers

Looking for a home loan built for legal professionals? Access specialised home loans for lawyers designed around your income and career progression.

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Home Loan Options for Lawyers and Attorneys

Lawyers and attorneys can choose from a range of home loan structures to suit their career stage and financial goals.

Fixed Interest Home Loans

This option keeps your interest rate unchanged for an agreed period, providing predictable repayments and financial certainty during demanding work years.

Variable Interest Home Loans

With rates that move over time, this loan type offers flexibility and useful features that can help reduce interest and adapt to changing circumstances.

Split Home Loans

A combination loan divides your borrowing between fixed and variable portions, giving you both stability and flexibility within the same loan.

3 Key Things Lawyers Need to Know Before Applying for a Home Loan

Your Profession May Unlock Better Terms
Some lenders recognise lawyers as low-risk borrowers, which can result in higher LVR options or reduced LMI requirements.

Income Structure Matters
Whether you’re salaried, self-employed, or a partner, how your income is assessed can affect borrowing power. We help present your income clearly to lenders.

Loan Structure Is Just as Important as the Rate
Choosing the right structure early can support future plans such as upgrading, investing, or refinancing down the track.

3-Key-Things-Lawyers-Need-to-Know

How Can We Help Lawyers?

Clear Path Financial Group works closely with legal professionals to structure home loans that reflect how lawyers earn, progress, and plan. Whether you’re buying, upgrading, investing, or refinancing, we tailor solutions around your career and long-term goals.

01
First Home Purchase
We help early-career lawyers secure their first home loan by presenting income clearly to lenders and accessing options that support higher borrowing capacity and long-term flexibility.
02
Next Home or Upgrade
Planning to upgrade or relocate? We structure loans that maximise your borrowing power while keeping repayments efficient and future options open.
03
Investment Property Finance
For lawyers building wealth through property, we provide investment loan strategies focused on structure, cash flow, and flexibility, not just approval.
04
Refinancing & Restructuring
If your current loan no longer suits your situation, we review your mortgage and help restructure it to improve rates, cash flow, or future borrowing capacity.

Clear path

Why Choose Us?

Your home or property isn’t just a purchase; it’s a foundation. That’s why our role goes beyond arranging a loan. We help you make informed decisions with confidence, clarity, and a long-term view.

Clear guidance, not confusion

We break down your options in plain language, helping you understand how different loans, lenders, and features affect you, now and later.

Less stress, more control

You won’t be chasing banks or juggling paperwork. We coordinate the process, manage timelines, and keep things moving while keeping you informed.

Advice shaped around you

From grants and incentives to loan structure, our recommendations are tailored to your situation, not a template, so your first home loan supports your future plans.

What Our Customers Say

Don’t just take our word for it. Here’s what our clients have to say about their Clear Path experience.

"Best mortgage broker in Melbourne!"
Clear Path made our first home purchase feel easy. They explained every step and helped us secure a great deal quickly.

Dr. Sarah L.

General Practitioner
5

"A finance broker in Melbourne who actually cares."
We refinanced and saved money straight away. The team was responsive, honest, and handled everything end-to-end.

Ayesha K.

First Home Buyer
5

"Trusted mortgage broker Melbourne investors can rely on."
They structured our investor loan properly and helped us plan our next purchase. Clear, strategic advice.

Daniel M.

Property Investor
5

"Commercial finance broker Melbourne, highly recommended."
They helped my business secure funding fast and guided me through the full application process with zero stress.

Michael T.

Business Owner
5

Frequently Asked Questions

Lawyers may access standard home loans as well as professional-specific loan products, depending on lender criteria.

Yes, lenders typically require confirmation, such as employment details or professional registration.

Some lenders offer reduced or waived LMI for eligible legal professionals.

In certain cases, eligible lawyers may borrow up to 90% or higher without paying LMI.

LMI protects the lender when borrowing above a certain LVR; it does not protect the borrower.

Common documents include income evidence, ID, and confirmation of your professional role.

Eligibility varies by lender and role. We assess this with you before applying.

Alternative lenders or standard loan options may still be available.

Some professional loan products have specific conditions, and we explain these upfront.