At Clear Path, we make managing your mortgage easy. With regular loan reviews, we help you secure the best rates and keep your finances on track for the future.
Refinancing isn’t just about getting a lower interest rate; it’s about optimising your loan structure to suit your lifestyle and financial goals. Whether you want to save on interest, access equity for renovations, or consolidate debt, we make the process seamless and stress-free.
Your bank won’t proactively lower your interest rate—but we will. At Clear Path, we handle the negotiations for you, ensuring you’re always getting the most competitive rate. Whether it’s through refinancing or leveraging existing lender deals, we do the hard work so you can enjoy better savings without the hassle.
Lenders frequently introduce cashback deals, special discounts, and interest rate reductions. With access to thousands of loan products, we match you with the right solution—helping you save both time and money while securing the best financial outcome.
Refinancing isn’t just about lowering costs; it’s about shaping your future. Whether you’re renovating, consolidating debt, or adjusting to life changes, we ensure your loan aligns with your evolving needs. Visit our William Street, Melbourne office. share your goals, and let’s turn them into reality.
Refinancing isn’t always the best choice. Market fluctuations or changes in your financial situation might make renegotiating with your current lender a smarter option. That’s where we come in.
With Clear Path, you get:
✔ Annual Loan Reviews – We assess your loan every year to ensure it remains competitive.
✔ Expert Rate Negotiation – We work directly with your lender to secure a better deal.
✔ Time & Cost Savings – No stress, no guesswork—just the best outcome for your situation.
Banks don’t automatically lower your rate. We assess whether refinancing or negotiating with your current lender will yield the best outcome.
Equity is the difference between your home’s market value and the remaining loan balance. We’ll help you explore how to leverage it for investments or renovations.
DTI helps lenders assess your borrowing power and financial stability. We’ll guide you on keeping it at an optimal level for loan approvals.
Debt that builds wealth—like home loans or investments—is good debt. High-interest debt that drains resources is bad debt. We help you balance both for financial success.
Yes! A reduced interest rate can significantly shorten your loan term if structured correctly. Let’s explore strategies that fit your goals.